My cousin and her hubby are going back to SF (from Manila) next week. They are new retirees and have been staying here in the Philippines for close to 8 months now. They have to go back to the US for their annual medical checkup and to pay for taxes. I am not really sure but I think they are planning to transfer accumulated funds their life insurance to another life insurance policy. My cousin was browsing online for
additional 1035 exchange information to quickly facilitate their plans when they get back home to SF.