Friday, September 24, 2010

D4 brought home some files relating to her work. She had an inch-thick folder filled with sheets and sheets of information and data regarding a particular company. D4 has to study the viability of the project of the company before the bank where she works for approves the company's loan.

Gone are the days when all you need to present is your face and your credibility and ability to pay to secure a loan. A bank has to really scrutinize a borrower's assets, cash flow and project's viability in order to secure a loan. D4 said some banks and lending companies are now asset based lenders which is one way of saying that a company can maximized its borrowing capacity based in its receivable and inventory as collateral. Now, I know.

Posted by desperateblogger On 9/24/2010 07:44:00 AM No comments

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